Blue Velvet
Mar 2, 12:24 PM
The biggest problem I see with SS is that it's an unsustainable Ponzi Scheme which requires constant growth in population in order to sustain costs incurred by smaller and smaller groups of people.
This is why you are wrong:
Nonetheless, some critics are attempting to undermine confidence in Social Security with wild and blatantly false accusations. They allege that the trust funds have been �raided� or disparage the trust funds as �funny money� or mere �IOUs.� Some even label Social Security a �Ponzi scheme� after the notorious 1920s swindler Charles Ponzi. All of these claims are nonsense.
Every year since 1984, Social Security has collected more in payroll taxes and other income than it pays in benefits and other expenses. (The authors of the 1983 Social Security reform law did this on purpose in order to help pre-fund some of the costs of the baby boomers� retirement.) These surpluses are invested in U.S. Treasury securities that are every bit as sound as the U.S. government securities held by investors around the globe; investors regard these securities as among the world�s very safest investments.
Investing the trust funds in Treasury securities is perfectly appropriate. The federal government borrows funds from Social Security to help finance its ongoing operations in the same way that consumers and businesses borrow money deposited in a bank to finance their spending. In neither case does this represent a �raid� on the funds. The bank depositor will get his or her money back when needed, and so will the Social Security trust funds.
As far back as 1938, independent advisors to Social Security firmly endorsed the investment of Social Security surpluses in Treasury securities, saying that it does �not involve any misuse of these moneys or endanger the safety of these funds.�
Moreover, Social Security is the �polar opposite of a Ponzi scheme,� says the man who quite literally wrote the book about Ponzi�s famous scam, Boston University professor Mitchell Zuckoff. The Social Security Administration�s historian has a piece on this topic as well.
Unlike the frauds of Ponzi � and, more recently, Bernard Madoff � Social Security does not promise unrealistically large financial returns and does not require unsustainable increases in the number of participants to remain solvent. Instead, for the past 75 years it has provided a foundation that workers can build on for retirement as well as social insurance protection to families whose breadwinner dies and workers who become disabled.
http://www.offthechartsblog.org/social-security-sense-and-nonsense/
See, also: Social Security a Ponzi scheme? No way. (http://money.cnn.com/2009/01/06/news/economy/social.security.fortune/index.htm?postversion=2009010715)
This is why you are wrong:
Nonetheless, some critics are attempting to undermine confidence in Social Security with wild and blatantly false accusations. They allege that the trust funds have been �raided� or disparage the trust funds as �funny money� or mere �IOUs.� Some even label Social Security a �Ponzi scheme� after the notorious 1920s swindler Charles Ponzi. All of these claims are nonsense.
Every year since 1984, Social Security has collected more in payroll taxes and other income than it pays in benefits and other expenses. (The authors of the 1983 Social Security reform law did this on purpose in order to help pre-fund some of the costs of the baby boomers� retirement.) These surpluses are invested in U.S. Treasury securities that are every bit as sound as the U.S. government securities held by investors around the globe; investors regard these securities as among the world�s very safest investments.
Investing the trust funds in Treasury securities is perfectly appropriate. The federal government borrows funds from Social Security to help finance its ongoing operations in the same way that consumers and businesses borrow money deposited in a bank to finance their spending. In neither case does this represent a �raid� on the funds. The bank depositor will get his or her money back when needed, and so will the Social Security trust funds.
As far back as 1938, independent advisors to Social Security firmly endorsed the investment of Social Security surpluses in Treasury securities, saying that it does �not involve any misuse of these moneys or endanger the safety of these funds.�
Moreover, Social Security is the �polar opposite of a Ponzi scheme,� says the man who quite literally wrote the book about Ponzi�s famous scam, Boston University professor Mitchell Zuckoff. The Social Security Administration�s historian has a piece on this topic as well.
Unlike the frauds of Ponzi � and, more recently, Bernard Madoff � Social Security does not promise unrealistically large financial returns and does not require unsustainable increases in the number of participants to remain solvent. Instead, for the past 75 years it has provided a foundation that workers can build on for retirement as well as social insurance protection to families whose breadwinner dies and workers who become disabled.
http://www.offthechartsblog.org/social-security-sense-and-nonsense/
See, also: Social Security a Ponzi scheme? No way. (http://money.cnn.com/2009/01/06/news/economy/social.security.fortune/index.htm?postversion=2009010715)
rdowns
Dec 24, 08:25 AM
Red Ryder BB Gun.
iStudentUK
May 4, 10:44 AM
http://www.msnbc.msn.com/id/21134540/vp/42889969#42889969
Please take a few minutes to view it and let me know what you think.
I thought it was very interesting to have a first hand experience. He seemed to offer two main arguments; torture isn't very effective, and it is morally wrong.
For me only the second point matters, I think too much emphasis is put on whether torture works or not. If it did would that make it right? I think the morality of it is much more important. Torture is wrong regardless of its utility.
Please take a few minutes to view it and let me know what you think.
I thought it was very interesting to have a first hand experience. He seemed to offer two main arguments; torture isn't very effective, and it is morally wrong.
For me only the second point matters, I think too much emphasis is put on whether torture works or not. If it did would that make it right? I think the morality of it is much more important. Torture is wrong regardless of its utility.
DeathChill
Apr 22, 11:41 PM
Here we go:
http://oleb.net/blog/2010/04/universal-app-is-not-a-universal-binary/
The iPhone can run iPad apps as a universal app contains a single application binary with appropriate resolution and UI information dependent on the device. Therefore the iPad and iPhone can run the EXACT same application binaries, so that argument is out the window.
http://oleb.net/blog/2010/04/universal-app-is-not-a-universal-binary/
The iPhone can run iPad apps as a universal app contains a single application binary with appropriate resolution and UI information dependent on the device. Therefore the iPad and iPhone can run the EXACT same application binaries, so that argument is out the window.
more...
andyx3x
Apr 8, 07:25 AM
Pics?
slipper
Apr 12, 03:23 AM
For some reason i cant get my iWeb creation to work on Craigslist. I was wondering if someone could help me with this.
I created what i wanted on iWeb. Uploaded the pics onto my web host and changed the image links. I copy and paste the html into craigslist. But the layout gets messed up. What am i doing wrong?
I created what i wanted on iWeb. Uploaded the pics onto my web host and changed the image links. I copy and paste the html into craigslist. But the layout gets messed up. What am i doing wrong?
more...
DeChrii
Apr 25, 06:12 AM
i'll most likely get one as much as i would want to wait for the iphone 5... but that way i get vzn's unlimited data if they remove it in the summer...hopefully be grandfathered too after the contract for another 2 years etc.
slyskittle
Apr 14, 04:34 PM
I just bought a new wireless keyboard from mac a few weeks ago and when i connect it to my imac (10.6) it works perfectly the first time but then each time after the down arrow continually presses down. Does anyone know what could be wrong?
I took it to get checked out and they ran diagnostics on the keyboard but could find nothing so I'm thinking it might be something to do with my computer.
Any help would be great!
I took it to get checked out and they ran diagnostics on the keyboard but could find nothing so I'm thinking it might be something to do with my computer.
Any help would be great!
more...
jsf8x
Dec 25, 12:53 PM
http://i186.photobucket.com/albums/x159/eliteguard98/stratocaster.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/fifa11_boxart.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/p8679630v380.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/DZ1131_main.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/DF68D681A9DE46C9B1BFF3AF06BA63E0_12001.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/0961006021_frt_wmd_001.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/Canon400D_main.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/fifa11_boxart.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/p8679630v380.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/DZ1131_main.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/DF68D681A9DE46C9B1BFF3AF06BA63E0_12001.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/0961006021_frt_wmd_001.jpg
http://i186.photobucket.com/albums/x159/eliteguard98/Canon400D_main.jpg
ranviper
Feb 15, 12:19 PM
Amazing set of icons! Could you tell me where to get them?:)
Litho System indeed.
http://iconfactory.com/freeware/preview/lit0
Litho System indeed.
http://iconfactory.com/freeware/preview/lit0
more...
bearcatrp
Mar 11, 12:30 AM
Www.dvinfo.net
http://www.dvxuser.com/V6/
Both of these places have great info on video editing. Enjoy!
http://www.dvxuser.com/V6/
Both of these places have great info on video editing. Enjoy!
res1233
Apr 25, 02:44 AM
I know the reason, or the supposed reason (who knows, Apple has been as tight lipped as ever on the issue) . If true, its a disgrace it made it to the keynote presentation, without the issue being identified or a reasonable fix found. I don't care how you square it - being 10 months late for a device who has an average life of 12 months is utter incompetence and hence disgraceful.
Hats off for Apple sticking to it, but that does not take away from the fact that they should never have made the promise w/o a better understanding of production issues. The iPhone 4 design has been around since at least January per spy shots of the iPad before release. So, its not as if the design was so new that they could claim there was no time to identify the issue until after the June 2010 keynote by Steve Jobs.
This was the first iPhone, and quite possibly the first phone in general, whose enclosure is made almost entirely of glass, besides the buttons and metal band. This is an issue that likely never came up in the past because the white paint on glass thing never really mattered before. I find it entirely plausible that they thought it wouldn't bleed as badly as it seems to.
Hats off for Apple sticking to it, but that does not take away from the fact that they should never have made the promise w/o a better understanding of production issues. The iPhone 4 design has been around since at least January per spy shots of the iPad before release. So, its not as if the design was so new that they could claim there was no time to identify the issue until after the June 2010 keynote by Steve Jobs.
This was the first iPhone, and quite possibly the first phone in general, whose enclosure is made almost entirely of glass, besides the buttons and metal band. This is an issue that likely never came up in the past because the white paint on glass thing never really mattered before. I find it entirely plausible that they thought it wouldn't bleed as badly as it seems to.
more...
nobunaga209
Sep 10, 11:40 PM
Still repping Algiers Parrish all the way from North Texas. ;)
relimw
Feb 18, 11:23 PM
misterhouse (http://www.misterhouse.net/) X10 control software
FinkCommander (http://finkcommander.sourceforge.net/) fink package manager frontend
nessus (http://www.nessus.org/) Vulnerability scanner
snort (http://www.snort.org/) Network Intrustion Detection System
FinkCommander (http://finkcommander.sourceforge.net/) fink package manager frontend
nessus (http://www.nessus.org/) Vulnerability scanner
snort (http://www.snort.org/) Network Intrustion Detection System
more...
Adidas Addict
Apr 25, 09:23 AM
My sisters upgrade is due and she has no desire for a new phone so she has kindly said she'll get an iPhone 4 for me for her free upgrade :). Going to wait til later this week for the white one as it looks so much better than the black too me.
Dagless
Sep 24, 07:38 PM
I wouldn't mind it. then again im not a parent, just 19 myself. but when my girlfriend turned 18, and i just a month before, my parents were really against my girlfriend (of 2 years at the time, i might add! so it was no slutty one night thing) sleeping in my room. though i think it was because of my sister being only 11. suppose they wanted to keep her innocent to the notion of me and my girlfriend having sex i suppose.
we sleep in the same room now but they think she sleeps on the spare bed :D
we sleep in the same room now but they think she sleeps on the spare bed :D
more...
mcdj
Mar 27, 08:55 PM
and the auction is over. maybe it was him. well when the next one pops up, we'll find that one too.
Al Coholic
Apr 25, 09:59 AM
LOL! These white iphone threads are hilarious. Only mindless Apple drones would spend so much time debating the "color" of a product. :D
Unspeaked
Nov 30, 10:01 AM
Tower Records doesn't exist anymore.
My point exactly - something like Napster probably had more than a little to do with this fact...
My point exactly - something like Napster probably had more than a little to do with this fact...
jaison13
Apr 1, 12:15 PM
i buy the fact that professional photographers who do sports, news, fashion photography have limited use for the ipad for anything beyond photo previews. as a comic book artist who has been playing with the ipad for a while now i do use it a lot for sketches. it's not quite there as a "do final inkings and color but it is very useful.
if it goes to doubled screen resolution, which all the rumors says it will, that would be huge help.
if it would use pressure sensitivity another big jump. i saw that a small company has developed a way to do this on a current ipad so it only works with a stylus and not skin. apple, with all it's cash on hand, should buy this company and put this in it's next iOS.
more storage and an sd card slot! jump to 128gb onboard and a card slot.
a better onboard camera. not for pros, but for artist who see something or someone they want to use in a drawing van get a good quick shot of it.
i do believe the "pros" are missing the point here though. photoshop can be very useful to a lot of people right now. band flyers, lost and found, invitations, other things like that. you don't always have access or want to carry the 15 pound camera bag, the 5 pound laptop and the wacom tablet.
i see the ipad as an ideas device. it's super convenient to carry, has a camera so you can take preview photos, like the space where an event will take place, you can write professionally on it, final draft is on the way!! you can sketch, do storyboards, send and receive emails, play games.
bottom line, for everything it does there is another device or group of devices that will always do it better. but there is no one device that does everything it does. and it does a lot of things pretty darn good!!
if it goes to doubled screen resolution, which all the rumors says it will, that would be huge help.
if it would use pressure sensitivity another big jump. i saw that a small company has developed a way to do this on a current ipad so it only works with a stylus and not skin. apple, with all it's cash on hand, should buy this company and put this in it's next iOS.
more storage and an sd card slot! jump to 128gb onboard and a card slot.
a better onboard camera. not for pros, but for artist who see something or someone they want to use in a drawing van get a good quick shot of it.
i do believe the "pros" are missing the point here though. photoshop can be very useful to a lot of people right now. band flyers, lost and found, invitations, other things like that. you don't always have access or want to carry the 15 pound camera bag, the 5 pound laptop and the wacom tablet.
i see the ipad as an ideas device. it's super convenient to carry, has a camera so you can take preview photos, like the space where an event will take place, you can write professionally on it, final draft is on the way!! you can sketch, do storyboards, send and receive emails, play games.
bottom line, for everything it does there is another device or group of devices that will always do it better. but there is no one device that does everything it does. and it does a lot of things pretty darn good!!
ender land
Apr 14, 10:42 AM
You know, leekohler, I'd find this crusade you have to get respect for gay rights a lot more persuasive if you didn't make snide and deriding comments about republicans and Christians on a regular basis.
Seeing someone so passionate about respect yet so blatantly not exhibiting it himself towards other groups undermines this position so badly I am actually going to ask you to stop one of the two. Please stop either
Seeing someone so passionate about respect yet so blatantly not exhibiting it himself towards other groups undermines this position so badly I am actually going to ask you to stop one of the two. Please stop either
jsw
Nov 20, 02:16 PM
Yuck, windows key?
It's for when you install Boot Camp. ;)
Anyway, as much as I'd love to see a truly "smart" phone, I'd be (pleasantly) surprised if Apple's able to do so with their first release.
It's for when you install Boot Camp. ;)
Anyway, as much as I'd love to see a truly "smart" phone, I'd be (pleasantly) surprised if Apple's able to do so with their first release.
SevenInchScrew
Apr 4, 06:25 PM
I saw that article about the M5 concept this morning. The new 5er looks much better than the one just replaced, but I'm still very partial to the E39 5 series. I had a 2003 530i and to this day regret getting rid of it.
BMWs are sort of like Mustangs with me. I'm always sort of indifferent to them when new ones are released, but as years go by and they get older, I start to really like them. The E39 M5 is no different. It is in my Top 10 favorite cars of all time, easily. It rides that fine line between sport and luxury so well....
http://i.imgur.com/PTNUJ.jpg
BMWs are sort of like Mustangs with me. I'm always sort of indifferent to them when new ones are released, but as years go by and they get older, I start to really like them. The E39 M5 is no different. It is in my Top 10 favorite cars of all time, easily. It rides that fine line between sport and luxury so well....
http://i.imgur.com/PTNUJ.jpg
tropicoola
Oct 14, 05:22 PM
http://uppix.net/6/e/3/eeb5d6b2468b2593fe93d8072e344tt.jpg (http://uppix.net/6/e/3/eeb5d6b2468b2593fe93d8072e344.html)
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